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Privacy Policy

We take great care in handling your personal information.

Our privacy notice dictates what information can be shared, and you have some say in the matter. If you have any questions or concerns, please contact us. We take our responsibilities seriously when it comes to safeguarding your information and privacy.

Our Commitment to Your Privacy

The directors, management, and staff of First Bank and Trust are concerned about and respect the privacy of customers' personal financial information. We understand that our customers furnish sensitive information to the bank in the course of our daily business, and the bank is committed to treating such information responsibly.

The bank will take all the necessary steps to safeguard sensitive information that has been entrusted to us by our customers. The following privacy policy and disclosure outlines our bank's practice regarding personally identifiable financial information for bank customers and consumers. This information is provided to our customers initially upon opening a new account and annually thereafter.

Facts: What does First Bank and Trust do with your personal information?


Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Account balances
  • Credit history and Account transactions
  • Payment history and Checking account information

When you are no longer our customer, we continue to share your information as described in this notice.


All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First Bank and Trust chooses to share; and whether you can limit this sharing.

Reasons We Can Share Your Personal Information Does First Bank and Trust share? Can you limit his sharing?
For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes—to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes—information about your transactions and experiences Yes No
For our affiliates' everyday business purposes—information about your creditworthiness Yes Yes
For our affiliates to market to you Yes Yes
For non-affiliates to market to you No We don't share

To Limit our Sharing

Call toll free 877-426-2498. Please note: You can contact us at any time to limit our sharing. If you are a new customer, we can begin sharing this with our affiliate companies 30 days from the date we sent this notice.

What We Do

How does First Bank and Trust protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does First Bank and Trust collect my personal information?

We collect your personal information, for example, when you:

  • open an account or apply for a loan
  • give us your income information or provide your mortgage information
  • make a wire transfer

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.


Affiliates Non-Affiliates Joint Marketing

Companies related by common ownership or control. They can be financial and nonfinancial companies.

First Bank and Trust may share with our affiliate FBT Mortgage​.

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Non affiliates we share with include companies such as direct marketing companies, check-printing companies, and companies that assist us in switching your accounts to us.


A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

First Bank and Trust does not jointly market.

This site is meant to give you an overview of the services we offer and does not contain every service available to you. For full information on these and all services we offer, including applicable disclosures and fees, please contact your local branch office.

Identification Procedures and Requirements

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person that opens an account.

What this Means for You

When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your Driver’s License or other identifying documents.

First Bank and Trust uses Google Analytics, a service that uses “cookies” to track anonymous information regarding your activities on this site. This includes information about your visit including your device type, traffic source and geographic area, as well as pages visited and links clicked. Some behavioral data may be provided by Google “cookies” that shows your gender and age range. This data is used to better understand how visitors access this site and provide a better overall user experience.

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First Bank and Trust uses “cookies” to benefit our marketing campaigns. This includes tracking when campaigns result in a conversion, such as a user showing interest in a specific product. These “cookies” can also be used to present you with advertisements based on your actions on this site.

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First Bank and Trust uses the Facebook Pixel to track activity on this site potentially including pages visited and links clicked. This data is used to track the effectiveness of our Facebook posts and advertisements, as well as to build remarketing audiences based on actions taken on this site.

First Bank and Trust takes your privacy seriously and ensures that no personally identifying information is stored in the “cookies."

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