Before opening any new account with First Bank and Trust (in branch or online), you will be provided full account disclosures including Terms of Your Account, Truth in Savings Disclosures (for your particular account(s), a Funds Availability Disclosure (Regulation CC), Electronic Funds Transfer Disclosure (Regulation E), and any other disclosure as required by law and federal regulation. You should review these documents and disclosures to understand how the accounts function and what, if any, fees apply to complementary services. Our banking associates will be happy to review them with you.
This Online Banking E-Sign Disclosure and Consent (“Disclosure”) applies to all communications for those products, services and Accounts offered or accessible through Online Banking that are not otherwise governed by the terms and conditions of an electronic disclosure and consent. PLEASE NOTE: Consenting to receive communications under this Disclosure will not automatically enroll you in e-Statements.
The words “we,” “us,” and “our” refer to the entity with whom you have your Account, and the words “you” and “your” mean you, the individual(s) or entity identified on the Account(s). As used in the Disclosure, “Account” means the account you have with us. “Communication” means any customer agreements or amendments thereto, monthly billing or account statements, tax statements, disclosures, notices, responses to claims, transaction history, privacy policies and all other information related to the product, service or Account, including but not limited to information that we are required by law to provide to you in writing.
First Bank and Trust is not responsible for accuracy, security, content, or services offered by other websites; we encourage you to view privacy & security disclosures of all websites you visit as they may be different than those of First Bank and Trust.