uChoose Rewards is a rewards program that earns you points every time you use your First Bank and Trust Debit1 or Credit Cards2. Redeem your points for rewards of your choice from a vast online catalog. Once you've registered your cards for uChoose Rewards and create your online credentials, you will be able to use your points to purchase valuable rewards.
1First Bank and Trust will begin offering uChoose Rewards on consumer and business debit cards effective December 1, 2018.
2First Bank and Trust offers uChoose Rewards on Business credit cards and on our consumer Platinum credit card.
3FBT debit cards earn one point for every two dollars on net purchases you make on signature-based transactions and one point for every five dollars spent on PIN based transactions. Merchants determine the manner in which transacitons are submitted (signature or PIN). Points expire after three years on a monthly basis.
4First Bank and Trust credit cards earn one point for every one dollar on net purchases you make. Qualified purchases include VISA signature-based transactions, including online and other purchases where no PIN is required. Exclusions include gaming related purchases, cash advances, balance transfers and PIN-based transactions. Points expire after three years on a monthly basis.
First Bank and Trust reserves the right to disqualify any cardholder from participating in the program and to invalidate all points for fraud or program abuse.
First Bank and Trust reserves the right to modify, temporarily suspend or cancel the uChoose Rewards program at any time wihtout notice, which may result in the cancellation of outstanding points.
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