TOGETHER, with you - let us know how we can help.

Additional funding for PPP loans is now available from the SBA .  We continue to accept and process applications for submittal to the SBA. If you are interested in applying for a PPP loan, you can learn more and apply here.  

TOGETHER, with you - let us know how we can help.

We expect to re-open all lobbies on Monday, June 8 and will be so happy to see you again.  We will be practicing CDC guidance including wearing masks and social distancing.  We encourage making appointments if you need to see a bank associate.  Our drive-thrus continue to be available during normal business hours.  

Funding for PPP loans is still  available from the SBA and we continue to accept and process applications. If you are interested in applying, you can learn more and APPLY HERE.  

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Overdraft Protection

We have your back when your balance drops below the threshold.

Automatic coverage for your checking accounts

With our Overdraft Privilege, you never have to worry about overdrawing your account when you make a purchase or payment. We'll make sure the difference is covered on the spot, saving you any inconvenience or embarrassment of a declined payment. This peace of mind comes automatically when you open your First Bank and Trust checking account. And if you don't want the coverage, you can opt out at any time.

  • Covers transactions made by check, VISA® Debit Card, ACH and online banking bill pay
  • Coverage is at our discretion, as long as your account is in good standing
  • Overdraft charges are $35 per item
  • Make every attempt to bring your account to a positive end-of-day balance within 30 days
  • We assess a continuous overdraft fee of $32 after an account has been overdrawn for five consecutive days

We want to make it as easy as possible for customers in Louisiana, Mississippi and Florida to avoid the hassle of an overdrawn account.

Learn more about how to avoid overdrafts on your account.