With our Overdraft Privilege, you never have to worry about overdrawing your account when you make a purchase or payment. We'll make sure the difference is covered on the spot, saving you any inconvenience or embarrassment of a declined payment. This peace of mind comes automatically when you open your First Bank and Trust checking account. And if you don't want the coverage, you can opt out at any time.
We want to make it as easy as possible for customers in Louisiana, Mississippi and Florida to avoid the hassle of an overdrawn account.
Learn more about how to avoid overdrafts on your account.
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