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VISA® Platinum Credit Card

The low interest rate keeps monthly payments in line.

A convenient card that lets you rack up rewards points

Credit cards are an indispensable part of your personal finances, so get one that benefits you. First Bank and Trust's VISA® Platinum Credit Card delivers the lowest possible rate, no annual fee and the ability to earn rewards points with every purchase1. It's no wonder our customers in Louisiana, Mississippi and Florida are going platinum.

  • No annual fee
  • Credit limits of $5,000 or more
  • Prime-based Rate: Wall Street Journal Prime + 8.65%
  • Manage your account online
  • Earn rewards points through everyday purchases, redeemable through the UChoose Rewards®program
  • Emergency Card Replacement and Emergency Cash Disbursement services available anytime online or by calling 1-800-847-2911
  • Zero Fraud Liability1

Apply for your VISA® Platinum Credit Card today!


You'll also enjoy the convenience of various smartphone payment options at thousands of retailers.


Reporting a Lost or Stolen Credit Card

Don't panic, but act quickly! In the United States, call 1-877-224-1018. Internationally, call collect at +1-303-967-1096.


Card Management at Your Fingertips

Keep tabs on your debit and credit cards at all times using the CardSMART feature through the First Bank and Trust app. Available through your online or mobile banking app or download our CardSMART app to your mobile device and select "My Cards" to do the following:

  • Get real-time notifications when your card is used
  • Restrict transactions to a certain area using your phone’s GPS
  • Set security preferences to match your spending habits for every card
  • Set spending limits for every transaction
  • Enable or disable your cards to be used within certain merchant categories such as gas and groceries, hotel and travel
  • Lock and unlock cards with a few taps on your smartphone


uChoose Rewards® gives you more flexibility and allows you more choices when redeeming points:

  • Merchandise
  • Travel experiences and activities
  • Event tickets
  • Merchant gift cards

For more information, visit your local First Bank and Trust branchvisit the uChoose site, or call 504-584-5900. 


1 Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for further details.

2 Covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial card transactions, PIN or other transactions not processed by Visa. You must notify us immediately of any unauthorized use.

3 Qualified purchases include VISA signature-based transactions, including online and other purchases where no PIN is required. Exclusions include; gaming related purchases, cash advances, balance transfers and PIN based transactions. Points expire after three years on a monthly basis.