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VISA® Classic Credit Card

The low interest rate keeps monthly payments in line.

Use your VISA® Classic Card at any location where VISA® is accepted.

Our VISA® Classic Credit Card is just that, a card with VISA®'s worldwide spending power through an easily accessible card accepted anywhere you see the VISA® logo.. Customers in Louisiana, Mississippi and Florida turn to this card for a competitive rate and the right amount of financial flexibility1.

  • Credit limits from $500 to $4,999
  • Prime-based Rate: Wall Street Journal Prime + 11.65%
  • Manage your account online
  • Emergency Card Replacement and Emergency Cash Disbursement services available anytime online or by calling 1-800-847-2911
  • Zero Fraud Liability2

Apply for your VISA® Classic Credit Card today!


You'll also enjoy the convenience of various smartphone payment options. 


Reporting a Lost or Stolen Credit Card

Don't panic, but act quickly! In the United States, call 1-877-224-1018. Internationally, call collect at +1-303-967-1096.


Card Management at Your Fingertips

Keep tabs on your debit and credit cards at all times using the CardSMART feature through the First Bank and Trust app. Available through your online or mobile banking or just download our app to your mobile device and select "Manage My Cards" to do the following: 

  • Get real-time notifications when your card is used 
  • Restrict transactions to a certain area using your phone’s GPS 
  • Set security preferences to match your spending habits for every card 
  • Set spending limits for every transaction 
  • Enable or disable your cards to be used within certain merchant categories such as gas and groceries, hotel and travel 
  • Lock and unlock cards with a few taps on your smartphone 


1 Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for further details.

2 Covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial card transactions, PIN or other transactions not processed by Visa. You must notify us immediately of any unauthorized use.