VISA® Classic Credit Card

The low interest rate keeps monthly payments in line.

Use your VISA® Classic Card at any location where VISA® is accepted.

Our VISA® Classic Credit Card is just that, a card with VISA®'s worldwide spending power through an easily accessible card accepted anywhere you see the VISA® logo.. Customers in Louisiana, Mississippi and Florida turn to this card for a competitive rate and the right amount of financial flexibility.

Credit limits from $500 to $4,999
Prime-based Rate: Wall Street Journal Prime + 11.65%
Manage your account online
Emergency Card Replacement and Emergency Cash Disbursement services available anytime online or by calling 1-800-847-2911
Auto Rental Collision Damage Waiver¹
Zero Fraud Liability²

You'll also enjoy the convenience of various smartphone payment options.

Reporting a Lost or Stolen Credit Card

Don't panic, but act quickly! In the United States, call 1-877-224-1018. Internationally, call collect at +1-303-967-1096.

Keep tabs on your debit and credit cards at all times using the CardValet® feature through the First Bank and Trust app. Just download our app to your mobile device and select "Manage My Cards" to do the following:

Get real-time notifications when your card is used
Restrict transactions to a certain area using your phone’s GPS
Set security preferences to match your spending habits for every card
Set spending limits for every transaction
Enable or disable your cards to be used within certain merchant categories such as gas and groceries, hotel and travel
Lock and unlock cards with a few taps on your smartphone

Disclaimers

¹Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for further details.

² Covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial card transactions, PIN or other transactions not processed by Visa. You must notify us immediately of any unauthorized use.