PLEASE NOTE

On Saturday, May 25, Online and Mobile banking will be down for regular system maintenance from 8:00 a.m. to 10:00 a.m. 

All branches will be closed on Monday, May 27th in observance of Memorial Day.

 

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Special Offers

At First Bank and Trust, we help your money grow as big as your dreams.

DREAM CDs1,2 OR IRAs1,2

Open your dream CD or IRA with a minimum balance of $1,000 and earn the following:

Product Current Posted Rate Current Posted APY
13 Month Dream CD Special (CD only) 2.50% 2.53%

Disclaimers

Stated Annual Percentage Yields (APYs) assumes funds will remain on deposit for the stated term.

A penalty may be imposed for early withdrawal. If IRA funds are withdrawn prior to maturity, an early withdrawal penalty and distribution penalties may apply; check with your tax advisor.

Maturity Notices are sent on all CDs / IRAs 15 days prior to renewal.

You may receive interest at maturity if the CD term is one year or less; for CDs with a term of one (1) year or longer, the interest must be received annually.

1Up to FDIC limits. Check with a bank associate on applicable limits or visit the FDIC website at https://www.fdic.gov/deposit/deposits/faq.html

2 Limited time offer, can be withdrawn at any time without notice. Interest must be received at least annually.

Balances are insured up to the applicable FDIC limits. A bank associate can provide you with detailed information about FDIC insurance or you can learn more by visiting https://www.fdic.gov/deposit/deposits/faq.html