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Special Offers

At First Bank and Trust, we help your money grow as big as your dreams.


Open your dream CD or IRA with a minimum balance of $1,000 and earn the following:


Stated Annual Percentage Yields (APYs) assumes funds will remain on deposit for the stated term.

A penalty may be imposed for early withdrawal. If IRA funds are withdrawn prior to maturity, an early withdrawal penalty and distribution penalties may apply; check with your tax advisor.

Maturity Notices are sent on all CDs / IRAs 15 days prior to renewal.

You may receive interest at maturity if the CD term is one year or less; for CDs with a term of one (1) year or longer, the interest must be received annually.

1Up to FDIC limits. Check with a bank associate on applicable limits or visit the FDIC website at

2 Limited time offer, can be withdrawn at any time without notice. Interest must be received at least annually.

Balances are insured up to the applicable FDIC limits. A bank associate can provide you with detailed information about FDIC insurance or you can learn more by visiting