Our Lafayette Branch is relocating to 620 Silverstone Road, Suite 102A, Lafayette, LA  70508 on January 28, 2019.  Conveniently located just across Camellia Blvd. and our current location, our staff will continue to be there to serve all your banking needs.  Please contact us at 337-365-1681 if you have questions or concerns.  

HOLIDAY CLOSURE - In observance of Martin Luther King Day, FBT locations will be closed for business on Monday, January 21, 2019

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Preferred Savings

A strong building block for your personal finances

Earn interest and watch your money grow.

The best way to ensure a financially healthy tomorrow is to start saving today. It's easy to open a Preferred Savings account. All it takes is a few dollars and a few minutes.

  • Open with a $50 deposit
  • Tiered rates increase with your balance at $2,500 and $10,000
  • Earns interest on daily balance, paid quarterly
  • Unlimited in-person withdrawals or transfers at a teller/ATM

Monthly Service Charge

A $3 monthly service charge applies if the balance drops below $200. If your account has more than three limited transactions in a statement cycle, there is a $2 excessive withdrawal fee per instance.

Customers in Louisiana, Mississippi and Florida rely on First Bank and Trust for accounts that benefit them. Our Preferred Savings account helps you start planning for the future.


All new accounts are subject to approval, including credit approval. All accounts are subject to applicable Terms and Conditions provided in your New Account disclosures.

By federal law, savings accounts are limited transaction accounts.  Savings accounts are lmited to a total of six (6) withdrawals per month by check, automatic or pre-authorized transfer, telephone, Online Banking, or wire transfer. If you routinely exceed this limit, we may close the account or re-open it into a checking account that offers unlimited transactions.