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High Yield Money Market Account

Deposit at least $50,000 and increase your savings at highly competitive rates.

Solidify your savings foundation.

Our High-Yield Money Market serves as a high-interest savings account option that lets you access money through checks and withdrawals. It's an ideal option when you have a larger amount of money that you want to deposit.

  • Open with a $50,000 minimum deposit in new money
  • Tiered rates increase with your balance
  • Earns interest on average daily balance, paid monthly
  • Unlimited in-person withdrawals or transfers at a teller/ATM
  • Enroll in e-Statements to avoid a monthly $3 paper statement fee

Monthly Service Charge

If your account has more than six limited transactions in a statement cycle, there is a $15 excessive withdrawal fee per instance.

A monthly service fee of $20 will be assessed each month if you fail to maintain the daily balance of $50,000 during each statement cycle.

Customers in Louisiana, Mississippi and Florida rely on First Bank and Trust for accounts that benefit them. Our High-Yield Money Market account helps you boost your savings while maintaining access to your money.


All new accounts are subject to approval. All accounts are subject to applicable Terms and Conditions provided in your New Account disclosures.

By federal law, Money Market accounts are limited to a total of six (6) withdrawals per month by check, automatic or pre-authorized transfer, telephone, Online Banking, or wire transfer. If you routinely exceed this limit, we may close the account or re-open it into a checking account that offers unlimited transactions.