This account is designed for new customers not currently banking with FBT and must be opened with new money not currently on deposit at FBT. This primary checking account pays interest in tiers if you meet all account qualifiers1. To qualify, you must:
Complimentary services let you manage your money through Online banking3, Mobile banking3, Online Bill Pay4 and First Bank by Phone
Monthly Service Charge
A $12 monthly charge applies, which you can avoid by maintaining a $1,500 average daily balance.
For our customers in Louisiana, Mississippi and Florida, Go Green Checking is the checking account of choice to get more for your money.
With FBT, you have several ways to send and receive money, transfer money between financial institutions, and pay your bills...all from your FBT account.
FBT's Personal Bill Pay is a free service4 for our checking account customers. Online Bill Pay allows you to pay your bills easily from your Online Banking or Mobile Banking account. It's fast, secure, and a great way to schedule, pay, and track your bills.
TransferNow is a quick and convenient way to immediately transfer money back and forth between your FBT account and accounts you may hold at other financial institutions. With TransferNow, money is available to use virtually with no waiting period.
Zelle is a fast, safe and easy way to send money directly between bank accounts in the U.S., typically within minutes5. With just an email address or U.S. mobile phone number, you can send money from your account through FBT Online Banking or Mobile Banking to people you trust, regardless of where they bank6,7.
1Primary and Secondary Owner must be a new checking account customer. Direct Deposit is defined as deposit from an employer or the government in the form of an electronic (ACH), from a paycheck, pension, or government benefit . Direct deposits do not include deposits or transfers made by an individual via online banking or payment provider.
No interest is paid on balances under $1,500. Interest paid is limited to the Tier One APY if you do not meet all account qualifications. If you meet all account qualifications, interest is paid on balances you maintain in the following tiers:
2 FBT offers totally free access to our network of ATMs in New Orleans, Baton Rouge, Lafayette, Mississippi, and Florida. Find an ATM.
3 Online and Mobile Banking is offered at no charge.
4 Online Bill Pay is provided at no additional charge unless you choose expedited processing which is billed at $14.95 per transaction. Please consult your enrollment agreement or an account representative about charges that may apply for special payment processing.
5 Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle.
6 Must have a bank account in the U.S. to use Zelle.
7 Mobile carrier fees may apply.
Check your Truth in Savings Account (TISA) disclosure for full account details.
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