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First Checking Account

It's the place to start for basic checking.

Fewer fees and zero hassle

Sometimes it's best to keep it simple. When you need a straight-forward checking account that gives you what you need and gets out of your way, consider First Checking.

  • Open with a $25 minimum deposit
  • Unlimited check-writing, ATM1 and debit card transactions
  • Includes a VISA® debit card
  • Manage money through online banking, mobile banking2, online bill pay3 and First Bank by Phone

Monthly Service Charge

A $3 monthly charge applies, which you can offset by enrolling in free eStatements.

For our customers in Louisiana, Mississippi and Florida, First Checking is their go-to checking account for basic needs.


1 FBT offers totally free access to our network of ATMs in New Orleans, Baton Rouge, Lafayette, Mississippi, and Florida. Find an ATM.

2 Mobile Banking is offered at no charge.

3 Online Bill Pay is provided at no additional charge unless you choose expedited processing which is billed at $14.95 per transaction. Please consult your enrollment agreement or an account representative about charges that may apply for special payment processing.