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First Checking Account

It's the place to start for basic checking.

Fewer fees and zero hassle

Sometimes it's best to keep it simple. When you need a straight-forward checking account that gives you what you need and gets out of your way, consider First Checking.

  • Open with a $25 minimum deposit
  • Unlimited check-writing, ATM1 and debit card transactions
  • Includes a VISA® debit card
  • Manage money through online banking, mobile banking2, online bill pay3 and First Bank by Phone

Monthly Service Charge

There is no monthly service charge.

Enroll in e-Statements to avoid a $3.00 monthly paper statement fee.

For our customers in Louisiana, Mississippi and Florida, First Checking is their go-to checking account for basic needs.


1 FBT offers totally free access to our network of ATMs in New Orleans, Baton Rouge, Lafayette, Mississippi, and Florida. Find an ATM. FBT participates in the Community Cash network of ATMs which offer transactions at no fee.  Find a Community Cash ATM.

2 Mobile Banking is offered at no charge.

3 Online Bill Pay is provided at no additional charge unless you choose expedited processing which is billed at $14.95 per transaction. Please consult your enrollment agreement or an account representative about charges that may apply for special payment processing.