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Home Equity Loans

Open more doors to financing options using your home's equity.

The financing flexibility you need to pay for your next big expense


If you've made years of mortgage payments, you've likely built up considerable equity in your home. First Bank and Trust gives you access to that equity through loans with competitive rates in the Louisiana, Mississippi and Florida marketplaces. Make home improvements, buy furnishings, pay college tuition, take vacations or consolidate debt.

  • Borrow between $15,000 and $250,000, depending on your home's equity
  • Receive funds up-front in a lump-sum payment
  • Fixed rate for fixed monthly payments (other payment options available)
  • 0.25% rate discount for Marquis accountholders

With a home equity loan, you can leverage the time you've spent working on and paying off your home, using the funds for endless possibilities.