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FBT Mortgage is a wholly-owned subsidiary of First Bank and Trust. With FBT Mortgage's competitive mortgage rates and options, you can find the home loan that fits your individual budget and lifestyle, whether you're buying or building a home. We provide financing for first-time homebuyers, second homes, vacation homes, condos, or re-financing for your existing home. Our mortgage lenders are experts in the Louisiana, Mississippi and Florida housing markets and can help you find the best solution for your loan needs.
Whether you need a fixed-rate, 30-year mortgage or an adjustable-rate option, we provide options for purchases and refinances.
Federal Housing Administration (FHA) Loans
Low down-payment and flexible guidelines make home loans backed by the U.S. Federal Housing Administration a smart option for eligible buyers and those who wish to refinance existing FHA loans.
VA Home Loans
Available to veterans, active duty and their families, these mortgages are backed by the U.S. Department of Veterans Affairs.
United States Department of Agriculture (USDA) Loans
The USDA loan program provides assistance to home buyers in select rural areas of Louisiana, Mississippi and Florida.
One-Time-Close Loans (OTC)
Our One-Time-Close loan provides streamlined, less expensive financing from construction to permanent mortgage.
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