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WELCOME TO FIRST BANK AND TRUST

Effective December 1st, uChoose Rewards will replace our Dime Every Time program.  Find more about uChoose Rewards by clicking here.  

When you finally are going to get the perfect dream home built on the great lot you have found.


The blueprints for your dream home are just waiting for the perfect plot of land.  FBT loan specialists will work with you to finance your lot and guide you through the best financing options from lot purchase to construction to permanent financing. 

  • Improved lots in developed areas are eligible
  • Refinance the lot with a first mortgage
  • No preset borrowing limit
  • Fixed rate and payments
  • 0.25% rate discount for Marquis accountholders