Our Lafayette Branch is relocating to 620 Silverstone Road, Suite 102A, Lafayette, LA  70508 on January 28, 2019.  Conveniently located just across Camellia Blvd. and our current location, our staff will continue to be there to serve all your banking needs.  Please contact us at 337-365-1681 if you have questions or concerns.  

HOLIDAY CLOSURE - In observance of Martin Luther King Day, FBT locations will be closed for business on Monday, January 21, 2019

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Home Equity Loans

Open more doors to financing options using your home's equity.

The financing flexibility you need to pay for your next big expense


If you've made years of mortgage payments, you've likely built up considerable equity in your home. First Bank and Trust gives you access to that equity through loans with competitive rates in the Louisiana, Mississippi and Florida marketplaces. Make home improvements, buy furnishings, pay college tuition, take vacations or consolidate debt.

  • Borrow between $15,000 and $250,000, depending on your home's equity
  • Receive funds up-front in a lump-sum payment
  • Fixed rate for fixed monthly payments (other payment options available)
  • 0.25% rate discount for Marquis accountholders

With a home equity loan, you can leverage the time you've spent working on and paying off your home, using the funds for endless possibilities.