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WELCOME TO FIRST BANK AND TRUST’S NEW WEBSITE!

Online Banking can be easily accessed on the top of every page - To LOGIN to your account, click on LOGIN and choose Personal, Business or Tuition from the drop down menu.  

Home Equity Lines of Credit

Home Equity Lines of Credit1

Use the equity in your home to provide you easy access to cash for a variety of needs – there when you need it through a flexible line of credit access through a checkbook!

  • Home improvements
  • Pay tuition or other educational expenses
  • Consolidate debt
  • Make major purchases
  • Pay unforeseen expenses

Home Equity Lines of Credit (HELOCs) can be “carved out” with up to three fixed-interest payments within the total Line of Credit.  So, pay for the swimming pool with set payments and make other purchases utilizing the line paying off as you go. 

  • Ten year maturity
  • Payment is typically 1% of principal + interest with a minimum monthly payment of $100
  • Interest-only option may be available
  • 0.25% rate discount for Marquis accountholders

Disclaimers

1All loans and lines of credit subject to credit approval