Our Lafayette Branch is relocating to 620 Silverstone Road, Suite 102A, Lafayette, LA  70508 on January 28, 2019.  Conveniently located just across Camellia Blvd. and our current location, our staff will continue to be there to serve all your banking needs.  Please contact us at 337-365-1681 if you have questions or concerns.  

HOLIDAY CLOSURE - In observance of Martin Luther King Day, FBT locations will be closed for business on Monday, January 21, 2019

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Home Equity Lines of Credit

Home Equity Lines of Credit1

Use the equity in your home to provide you easy access to cash for a variety of needs – there when you need it through a flexible line of credit access through a checkbook!

  • Home improvements
  • Pay tuition or other educational expenses
  • Consolidate debt
  • Make major purchases
  • Pay unforeseen expenses

Home Equity Lines of Credit (HELOCs) can be “carved out” with up to three fixed-interest payments within the total Line of Credit.  So, pay for the swimming pool with set payments and make other purchases utilizing the line paying off as you go. 

  • Ten year maturity
  • Payment is typically 1% of principal + interest with a minimum monthly payment of $100
  • Interest-only option may be available
  • 0.25% rate discount for Marquis accountholders


1All loans and lines of credit subject to credit approval