Our Lafayette Branch is relocating to 620 Silverstone Road, Suite 102A, Lafayette, LA  70508 on January 28, 2019.  Conveniently located just across Camellia Blvd. and our current location, our staff will continue to be there to serve all your banking needs.  Please contact us at 337-365-1681 if you have questions or concerns.  

HOLIDAY CLOSURE - In observance of Martin Luther King Day, FBT locations will be closed for business on Monday, January 21, 2019

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Construction Loans

You found the perfect lot, in the perfect location, and you are now ready to construct the home of your dreams. 

If you already have your permanent financing approved but need a construction loan, our experienced loan officers can help.  They will guide you through the construction process from application to final inspections.  Your construction loan typically provides for a:

  • Maximum one-year term
  • Variable-rate
  • Interest-only payments as construction progresses


OR, a better cost-saving option may be a One-Time-Close Loan offered by our subsidiary FBT Mortgage.  This loan streamlines the entire process from lot purchase, construction, and permanent financing.  The OTC Loan saves you money by avoiding the cost of up to three loan closings (lot, construction and permanent financing) by providing an approval for the entire process.  

  • One application
  • One qualifying and approval process
  • One closing and one-time closing costs
  • Potential to lock in a competitive interest rate right from the start
  • Interest-only payments during construction phase
  • Permanent financing (mortgage loan) kicks in after construction and final inspection