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Business Credit Cards

Provides business owners with flexibility, perks and spending power

Get the credit card that gets down to business.

All types of situations arise that make a First Bank and Trust Business VISA® Credit Card ideal - traveling, entertaining clients, and purchasing supplies or equipment. Our card features the low rate and rewards program business customers in Louisiana, Mississippi and Florida count on for great value and everyday convenience.

  • No annual fee
  • Credit limits from $1,000 to $100,000
  • Prime-based Rate: Wall Street Journal Prime + 7.65%
  • Manage your account online
  • Earn rewards points through everyday purchases, redeemable through the UChoose Rewards®program
  • Emergency Card Replacement and Emergency Cash Disbursement services available anytime online or by calling 1-800-847-2911
  • Travel and Emergency Assistance Services1
  • Auto Rental Collision Damage Waiver1
  • Purchase Security and Extended Protection1
  • Zero Fraud Liability2

You'll also enjoy the convenience of various payment options using your First Bank and Trust Business VISA® Credit Card.

Reporting a Lost or Stolen Credit Card

Don't panic, but act quickly! In the United States, call 1-877-224-1018. Internationally, call collect at +1-303-967-1096.


Card Management at Your Fingertips

Keep tabs on your debit and credit cards at all times using the CardSMART feature through the First Bank and Trust app. Available through your online or mobile banking app or download our CardSMART app to your mobile device and select "My Cards" to do the following: 

  • Get real-time notifications when your card is used 
  • Restrict transactions to a certain area using your phone’s GPS 
  • Set security preferences to match your spending habits for every card 
  • Set spending limits for every transaction 
  • Enable or disable your cards to be used within certain merchant categories such as gas and groceries, hotel and travel 
  • Lock and unlock cards with a few taps on your smartphone

uChoose Rewards® gives you more flexibility and allows you more choices when redeeming points: 

  • Merchandise 
  • Travel experiences and activities 
  • Event tickets 
  • Merchant gift cards 

For more information, visit your local First Bank and Trust branch, the uChoose Rewards site, or call 504-584-5900. 


1 Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for further details.

2 Covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial card transactions, PIN or other transactions not processed by Visa. You must notify us immediately of any unauthorized use.

3 Qualified purchases include VISA signature-based transactions, including online and other purchases where no PIN is required. Exclusions include; gaming related purchases, cash advances, balance transfers and PIN based transactions. Points expire after three years on a monthly basis.