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Business Preferred Savings

It's a rock-solid account for basic business savings needs.

Save steadily while you maintain anytime access to your funds.

With any business, there can be bumps in the road. Business owners know this better than almost anyone. First Bank and Trust's Business Preferred Savings account reduces stress and helps you navigate those bumps a little easier while your money grows at a competitive rate.

  • Open with a $50 deposit
  • Tiered rates increase with your balance at $2,500 and $10,000
  • Earns interest on daily balance, paid quarterly
  • Withdrawals and transfers are limited1

Monthly Service Charge

A $3 monthly service charge applies if the balance drops below $200. If your account has more than three limited transactions in a statement cycle, there is a $2 excessive withdrawal fee per instance.

Business customers in Louisiana, Mississippi and Florida rely on First Bank and Trust for accounts that deliver value and positively impact their bottom lines. Our Business Preferred Savings account helps you start planning for the future.


1 Federal banking regulations limit the number of transactions (withdrawals or transfers) that can be made on a savings account during a monthly statement cycle. You may have three (3) pre-authorized transfers to your accounts or third parties during any monthly statement cycle. If you routinely exceed this limit, we may choose to close your account or change it to a regular checking account.

For a complete description of our service charges and fees, please review our Business Fee Schedule.