TOGETHER, with you - let us know how we can help.

Additional funding for PPP loans is now available from the SBA .  We continue to accept and process applications for submittal to the SBA. If you are interested in applying for a PPP loan, you can learn more and apply here.  

TOGETHER, with you - let us know how we can help.

We expect to re-open all lobbies on Monday, June 8 and will be so happy to see you again.  We will be practicing CDC guidance including wearing masks and social distancing.  We encourage making appointments if you need to see a bank associate.  Our drive-thrus continue to be available during normal business hours.  

Funding for PPP loans is still  available from the SBA and we continue to accept and process applications. If you are interested in applying, you can learn more and APPLY HERE.  

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First Bank and Trust

Business Black and Gold Money Market

Larger balances grow at higher rates while you maintain anytime access.

Put your money to work for you by maintaining excess cash in an interest-earning account.

As a business owner, you know the value of a back-up plan. Our Business Black and Gold Money Market account is just that, providing stronger growth through interest-earnings with easy access to money when you need it.

  • Open with a $5,000 minimum deposit
  • Tiered rates increase with your balance at $25,000 and $100,000
  • Earns interest on average daily balance, paid monthly
  • Unlimited in-person withdrawals or transfers at a teller/ATM
  • Enroll in eStatements to avoid a monthly $5 fee for paper statements


Monthly Service Charge

A $20 charge applies if the balance drops below $5,000. If your account has more than six limited transactions1 in a statement cycle, there is a $15 excessive withdrawal fee per instance.

We support business customers in Louisiana, Mississippi and Florida by providing the accounts that work in their best interests. When you need the ideal blend of growth and liquidity, consider our Business Black and Gold Money Market account.

Disclaimers

1 By federal law, Money Market accounts are limited to a total of six (6) withdrawals per month by check, automatic or pre-authorized transfer, telephone, Online Banking, or wire transfer. If you routinely exceed this limit, we may close the account or re-open it into a checking account that offers unlimited transactions.

For a complete description of our service charges and fees, please review our Business Fee Schedule.