Lending Services

At First Bank and Trust, we want to help you succeed. Our lending solutions are customized to meet your objectives. We have numerous lending options to help you meet any short or long-term need — let us tailor a loan for you.

Professional Practice Loans

Get access to capital for professional practice financing including start-up loans, practice buy-out and buy-in loans — even financing of equipment.

Business Lending

We offer prime-based loans with up to 80% financing, deferred payment options, business loans and lines of credit up to $4 million, accounts receivable financing, and SBA loans.

Commercial Real Estate Loans

To purchase, improve or re-finance commercial real estate and investment properties, our terms are based on the project and the borrower’s capacity.

Relocation Assistance

Discuss with us your residential mortgage needs before house hunting begins. Whether constructing or renovating, Private Banking will help with the transition.

Tuition Loans

Financial assistance for your children’s education is available. Our First Class Tuition Line Program requires no credit application and is computed using simple interest with no penalty for pre-payment.