Depository Services

Add convenience and prestige to your checking account with a no fee Private Banking VISA^® debit card. More secure than cash, make purchases and ATM withdrawals from your checking account with significantly higher limits.

Depository Services Choices

Private Banking Select	Professional Marquis Banking
Account Overview
The Private Banking Select account serves as the foundation of your relationship with First Bank and Trust. Upon qualifying for Private Banking, the following services are available	The Professional Marquis Banking package uses your deposit relationship to avoid a service charge while you receive better banking benefits
Features and Benefits
Earns interest on all balances Preferred rates on CDs Preferred rates on personal loans¹ No annual fees on lines of credit¹ First Bank and Trust VISA Credit Card (preferred rate and rewards)¹ No fee Private Banking VISA Debit Card² Discount on safe deposit boxes No charge for standard banking services such as checks, Stop Payments, Cashier’s and Travelers checks, Online Banking and Online Bill Pay	Earns interest on balances of $1,500 or more Preferred rates on CDs Preferred rates on personal loans¹ No annual fees on lines of credit¹ First Bank and Trust VISA Credit Card (preferred rate and rewards)¹ No fee VISA Debit Card² Discount on safe deposit boxes No charge for standard banking services such as checks, Stop Payments, Cashier’s and Travelers checks, Online Banking and Online Bill Pay
Premium Services
Private Banking Select Money Market Account Free ID TheftBlock Protection Proactive credit bureau monitoring and security alerts Recovery and support if there is a problem Waive FBT’s foreign ATM fee at all ATMs² Private Banking VISA Debit Card with higher limits For purchases and withdrawals at ATMs Individual limits available No charge for additional Private Banking Select account	N/A
Balance Required to Avoid a Service Charge
Maintain combined deposit balances of $35,000 or more	Direct Deposit of payroll into your Professional Marquis Banking checking account, OR $10,000 relationship combined deposit balances
Monthly Service Charge
$25	$10

¹ All credit features are subject to credit approval.

² Other ATMs may have surcharges or fees from the machine owner that may be charged to your account. We offer totally free access to our network of ATMs in New Orleans, Baton Rouge, Lafayette, and Mississippi. Find an ATM or visit any First Bank and Trust branch.