Specialized Mortgage Loans

Whether you are a first-time home buyer or trading up to a larger home, FBT Mortgage will work hard to find a home loan solution for you. Learn MoreLearn More

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To save time and get the application process started, begin assembling these important documents:

  • Asset Accounts – from past 2 months (all pages)
  • Retirement Accounts – 401(k), 403(b), IRA, etc.
  • Pay Stubs – from the previous 30 days
  • W-2s – from the previous 2 years
  • Photo Identification
  • Sales Contract (for purchase)
  • Warranty Deed (for refinance)
  • Plans and Specifications (for new construction)
  • Divorce Decree (if applicable)

At FBT Mortgage we blend technology with hands on personalized service. We offer competitive rates, exceptional service and financial options focused on customer needs.

Here are some other specialized mortgage loans we offer:

Super Jumbo Loans

We offer home loans, up to $2 million loan amounts with low closing costs and competitive rates.

Affordable Housing Programs

To make it easier for first-time home buyers and individuals or families with low-to-moderate incomes to qualify for a mortgage loan, some affordable housing programs have a lower down payment requirement and a lower income requirement. Inquire on your eligibility for this type of home loan.

Reverse Mortgage Loans

With a reverse mortgage, you can turn the value of your home into cash without having to move or to repay the loan each month. You typically don't have to pay anything back as long as you live in your home. To be eligible, you must own your home and be 62 years of age or older.

Community Lending and First Time Homebuyer Programs

Buying a home is easier than you think with help from FBT Mortgage. We specialize in programs that can help you realize your dream of homeownership including: up to 100% financing, down payment assistance, low interest bond loans and special help with debt to income issues and those with credit challenges. Call us today so we can help you achieve your dream.

Traditional Mortgage Loans

Finding the best rate and program to help you achieve your financial goal is what the mortgage professionals at FBT Mortgage do best. From traditional mortgage products such as Conventional FHA and VA or specialty products such as Adjustable Rate Mortgages or Fixed Rate Arm Loans, FBT Mortgage can find the loan to achieve your goal.