Business Checking: Free, Enterprise and Analysis Checking

Upgrade Your Checking: With Free Business Checking

Business Checking Choices

Free Business Checking	Enterprise Checking	Commercial Analysis Checking

Account Overview
Free Business Checking (with up to 200 free transactions per month¹)	For growing businesses (with up to 400 free transactions per month¹)	Can handle any size business or transaction activity
Features and Benefits
No charge for deposits (including cash)² Unlimited use of ATM and POS activity; items are excluded from transaction limit Free night deposit service No fee on Business Check Card³ (debit card) No fee on Business Credit Card³	No charge for deposits (including cash)² Unlimited use of ATM and POS activity; items are excluded from transaction limit Free night deposit service No fee on Business Check Card³ (debit card) No fee on Business Credit Card³ No charge for Marquis Banking for business owners	Features an earnings credit for balances that may be used to offset service charges May tie multiple checking accounts together to increase the value of the combined balances Free night deposit service No fee on Business Check Card³ (debit card) No fee on Business Credit Card³
Balance Required to Avoid a Service Charge
None	Maintain a minimum balance of $5,000 or more in checking, OR Maintain combined business deposit balances of $25,000 or more	None
Monthly Service Charge
No monthly service charge Receive up to 200 transactions at no charge. Each item over 200 is $0.40 each (Items include checks, ACH debits and credits and items deposited)	$35, if balance drops below the requirement Receive up to 400 transactions at no charge. Each item over 400 is $0.40 each (Items include checks, ACH debits and credits and items deposited)	$12 monthly service charge Activity Charges: $0.16 per Check and Debit Items $0.13 per ACH Debit and Credit Items $0.30 per Deposit and Credit $0.10 per Deposited Item (Items include paper, ACH and electronic)

For a complete description of our service charges and fees, please review our Business Fee Schedule.

¹ Includes checks, ACH debits and credits, and items deposited.
² No cash-intensive accounts at Bank discretion.
³ Subject to credit approval.